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LOAN DISPUTE SOLICITORS
0844 8112271
Defective Loan Agreement/Payment Protection Insurance Disputes
Loan Dispute Solicitors a specialist firm of solicitors dealing with banking loan and financial disputes. This is not a claims referral agency. You would be dealing directly with a firm of solicitors that would be progressing your case with successful conclusion either by way of releasing you for an agreement or making claim to recover compensation to which you may be entitled.
HOW TO MAKE A CLAIM
Loans and other associated products can be mis-sold or incorrectly executed in a number of different ways.
Consumer Credit Act Loans. The Consumer Credit Act applies both to fixed term loans and credit card agreements under £25,000. If the lender has not completed the loan documentation correctly it may be rendered unenforceable and quite apart from balances being written off you may be entitled to a full refund of your loan or refund of any loan repayments you have made since the inception of the agreement. This would not mean your having to pay back any of the money that you received.
The loan agreement itself may be defective if their calculations of repayment and other interest charges are incorrect. An example might be the way in which the process called amortisation is addressed. This is the term given to describe how much the capital amount of your loan decreases with each loan payment.
If you obtained your loan or other services through a broker who failed to disclose commissions that were payable under the terms of referral then this is another means by which the loan becomes unenforceable and a refund once again applicable.
If you have any queries with regard to your loan contact ourselves and we will investigate your claim for you.
Our initial enquiry is free and we will advise without obligation as to whether we believe your case is worth investigating further.
Please call 0844 8112271 or complete our online claim form now.
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